With Dhanteras falling on November 6, digital payment platforms, investment apps and jewellery retailers have announced a range of offers on gold purchases.
The deals include cashback on digital gold, additional gold credits on eligible transactions, and discounts on jewellery making charges.
The offers come with different minimum purchase requirements, eligibility criteria and validity periods.
Here is a look at what customers can avail of ahead of Dhanteras.
Digital gold offers
PhonePe: 2% cashback on digital gold
PhonePe is offering 2% cashback, capped at ₹2,000, on purchases of 24K digital gold worth at least ₹2,000. The offer is valid only on November 6 and can be availed once per user on a one-time transaction. SIP transactions are excluded.
Customers need to purchase digital gold through the ‘Buy Gold’ section of the PhonePe app to avail of the offer.
jUMPP: ₹21 worth of digital gold on eligible purchases
Under its Dhanteras campaign, running from October 31 to November 6, jUMPP is offering ₹21 worth of digital gold on every eligible transaction of ₹2,100 or more.
Users can earn rewards on up to two transactions a day, taking the maximum daily reward to ₹42 worth of digital gold. The offer is subject to the platform’s terms and conditions.
BharatPe: 5% additional digital gold
BharatPe is offering 5% additional digital gold on eligible one-time purchases above ₹100 through its Invest BharatPe platform.
The additional gold will be credited to customers’ portfolios. The campaign also includes a leaderboard contest with prizes from a ₹20 lakh pool. The offer is valid until November 10, 2026.
Tickertape: Up to ₹500 worth of additional digital gold
Tickertape is offering additional digital gold to customers scheduling investments for November 6.
Users scheduling an investment of ₹5,000 can receive ₹200 worth of additional gold. The reward increases to ₹300 for investments of ₹7,000 and ₹500 for investments of ₹10,000.
The scheduled investments will be executed on November 6. The offer is limited to the first 1,000 eligible users.
Jewellery discounts and other benefits
Joyalukkas: 50% discount on making charges
Joyalukkas is offering a 50% discount on making charges across eligible jewellery categories, including gold jewellery and gold bullion.
The offer is valid until November 8, through the company’s India website and mobile app. Certain products are excluded, and the discount cannot be combined with other promotional offers.
Senco Gold & Diamonds: Discounts on gold and diamond jewellery
Senco Gold & Diamonds is offering discounts of up to ₹14,000 per 10 grams on gold jewellery and up to 36% on natural diamond value under its Dhanteras Shagun campaign.
The offer, valid until November 8, also includes zero deduction on old-gold exchange and assured gifts on purchases. Customers can also participate in a lucky draw featuring prizes such as gold worth ₹1.20 crore and an iPhone 18 Pro.
SBI Credit Card holders are eligible for additional instant discounts of up to ₹7,500, subject to applicable conditions.
What should buyers check before availing of these offers?
Customers planning to buy digital gold should check the minimum purchase amount, cashback or reward eligibility, and applicable buying and selling prices. They should also understand the terms governing storage and redemption.
For jewellery purchases, the advertised discount should be assessed against the final bill. Making charges, wastage, applicable taxes and exchange deductions can affect the overall cost. Customers should also check whether the offer applies to the jewellery design or category they intend to purchase.
